Credit Repair Class

 I attended a great class yesterday on what the heck your FICO score is all about. Did you know that several factors affect your credit score, including credit history, available credit, length of history, types of credit, and number of credit inquiries?

I also learned the answers to these questions:

What does carrying a balance on your credit cards do to your score?
Should you carry a 50% balance, or less than a 30% balance, on your credit cards to have a great score?

How do you remove a bad debt from your credit report after you pay it off?

Should you use sites like Credit Karma or annualcreditreport.com?

Call me and I’ll tell you all about it!